Frequently Asked Questions

We can close in as little as 7 days from the date you accept our offer. If you need more time, that's fine too — we'll work with your timeline. Most of our closings happen within 7–21 days.

Absolutely not. We buy homes in any condition — as-is. Whether your home needs a fresh coat of paint or a complete gut renovation, our offer reflects the home's current state. You don't spend a dime on repairs, cleaning, or staging.

None. There are no real estate agent commissions, no closing costs, and no hidden fees. The offer we make is the amount you receive at closing. We also cover standard closing costs so there are no surprise deductions.

We research recent comparable sales in your area (the after repair value), estimate the cost of repairs or updates the home needs, and factor in our holding and transaction costs. We then make a fair offer based on those numbers. We're transparent about our math — just ask and we'll walk you through it.

Zero obligation. Getting an offer from us is completely free and puts you under no pressure to sell. Many sellers request our offer just to understand their options — and that's totally fine. You can walk away at any point, no hard feelings.

We buy single-family homes, condos, townhomes, multi-family properties, mobile homes on owned land, and vacant land. We work in most conditions: move-in ready, fixer-uppers, fire-damaged, flood-damaged, code violation properties, hoarder homes, and more.

Yes — and the sooner you contact us, the more options you have. We can often close before a foreclosure date, allowing you to pay off what you owe and potentially walk away with proceeds rather than losing the home and your equity. Contact us immediately if you're facing foreclosure — time matters.

Yes. We regularly work with inherited and probate properties. We can work with the estate executor or administrator and coordinate with your probate attorney. The process requires court approval in most cases, which we'll help you navigate. We're patient and understand probate timelines.

Absolutely. A clean, fast cash sale is often the best solution during a divorce — it removes the house from the equation so both parties can move forward. We can coordinate with both parties and their attorneys to ensure the sale is handled properly and proceeds are distributed according to your agreement.

No. We buy properties with tenants in place. Whether your tenants are current, delinquent, or you're in the middle of an eviction, we'll evaluate the property as-is and make an offer that accounts for the situation. This is one of the most common situations we handle.

Not necessarily. Liens and back taxes are common and we deal with them routinely. They're typically paid off at closing from the sale proceeds. Our team will work with your title company to identify all encumbrances and handle the payoffs as part of the transaction.

Yes. South Bay Home Buyers is a locally based real estate investment company headquartered in Gilroy, CA. We're not a franchise, not a national iBuyer, and not a brokerage farming leads to pass on to investors. When you call us, you speak to the actual buyer. We use a licensed local title company for all closings.

We close. Unlike a traditional sale where financing can fall through at the last minute, our purchases are all-cash — there's no lender, no appraisal contingency, and no financing risk. When we sign a purchase agreement, we follow through. Our reputation depends on it.

We serve a wide area across Central California — from South Bay cities like Gilroy, Morgan Hill, and Hollister; to the Santa Cruz coast including Santa Cruz, Watsonville, Capitola, and Scotts Valley; to Monterey County; and throughout the Central Valley from Merced and Los Banos down to Fresno, Clovis, Modesto, Stockton, Visalia, and Madera. If you're not sure if we cover your city, just call — chances are we do.